Lay-By
Make your dream purchase a reality with a monty’s lay-by
Whether you’re shopping for vintage jewellery, your grail watch, or a luxurious designer handbag, a Monty’s Lay-By helps make it affordable.
You can divide your purchase to smaller payments spread over 30, 60 or 90 days with no additional fees. Once paid in full, your order is dispatched, or you can pick it up in-store. Lay-By’s are available on any item over $50.
Lay-By Terms
There are a few things to note before starting a lay-by.
- Regular payments are required as per the schedule you choose.
- While we are flexible on the exact day payments are made, if you don’t keep up with regular payments Monty’s does reserve the right to cancel a lay-by.
- Lay-By payments are non refundable, but can be exchanged for store credit in the event you choose to cancel a Lay-By.
- You can pay off a Lay-By early by logging into your account and making payments.
Start A Lay-By In 4 Easy Steps
01
Select Start A Lay-By
Choose the start a lay-by option on the product page and choose 30, 60 or 90 days.
02
Create An Account
Create or login to your account. Here you can manage all your lay-bys in one place.
03
Checkout
Add your shipping details and make the initial deposit.
04
Regular Payments
You can log back into your account to make regular payments till paid. Regular payments are required to continue the lay-by, but it can be paid off early.
Need to make a payment?
Log into your Monty’s Account to make a payment or view your order history.